Web Site Terms and Conditions of Use and Privacy Policy
Please read the following terms of service relating to your use of the Wealth Solutions Partners SA website carefully as they govern your use of the site and all services offered through the site. If you agree to the terms, click the “ACCEPT” button at the end of the terms.
1. ACCEPTANCE OF TERMS
This website WSPartners.ch/OpenList (“Site”) is owned and operated by Wealth Solutions Partners SA (“WSP”), a Swiss registered Limited Partnership (Société Anonyme) operating under Swiss Law. All references to WSP include its entities, affiliates, websites, and subsidiaries. WSP provides the services offered on the Site subject to these Terms of Service (“TOS”), which may be updated from time to time without notice. You can review the most up-to-date version of the Site’s TOS by visiting the Site.
By using the Site, you agree and consent to be bound by these TOS and all disclaimers, rules, and conditions that appear elsewhere on or in connection with the Site. If you become dissatisfied with the TOS, your sole and exclusive remedy is to discontinue using the Site and Services.
By submitting this form, you consent that Wealth Solutions Partners SA may share your personal information as set forth in the Wealth Solutions Partners Privacy Policy with our chosen service providers, including the sponsors or distributors of the funds presented on this website. You also confirm that you have read and accept the Wealth Solutions Partners Terms and Conditions of Use and Privacy Policy herein.
2. SERVICES OFFERED BY WSP
WSP provides users with services including reports, downloads, articles, communication tools, search services, analysis, and commentary (each a “Service” and collectively, “Services”). You acknowledge that the Services may include advertisements from third parties unrelated to WSP. You further understand that, in providing the Services, WSP may, at its sole discretion, communicate with you via email, newsletters, service announcements, administrative messages, and other methods. All new Services will be subject to these TOS. The Services are provided on an “as-is” basis, and WSP assumes no responsibility for your use of the Services or the content provided.
3. PRIVACY POLICY
User information—including the information provided when you use the Site and Services—is subject to our Privacy Policy. By using the Site and Services, you consent to the collection and use of this personal information as described in our Privacy Policy.
4. SUBSCRIPTIONS
YOU SHOULD READ THESE TERMS CLOSELY BEFORE YOU SUBSCRIBE.
Access to the Site and certain Services is provided through a free subscription. Your initial subscription will occur once your registration is completed and accepted by WSP, at which point you will be granted a username and password.
Your subscription will continue for the period referenced during registration (the “Term”) and will automatically renew at the end of the Term unless you notify us of your decision not to renew by contacting us via email at support@WSPartners.ch. Notifications by any other means (such as postal mail or phone) will not be accepted.
In connection with subscription renewal, you agree that WSP may collect or update information associated with your subscription through a renewal questionnaire. Failure to complete the questionnaire may result in cancellation of your subscription at WSP’s discretion.
5. INVESTMENT ADVICE
No content published on this Site constitutes a recommendation that any fund, security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. None of the authors, information providers, or their affiliates are offering personalized advice regarding the nature, potential, value, or suitability of any fund, security, or investment strategy. You acknowledge that investing in any security involves risks and that discussions on the Site do not include a comprehensive list of risk factors.
Data shown on this Site is supplied by sources believed to be reliable. Calculations made using such data are not guaranteed by these sources, the information providers, or any other entity, and may not be complete.
The information on the Site is for discussion and informational purposes only and should not be construed as investment advice. WSP, its partners, and employees do not warrant the accuracy of any information on the Site. You are solely responsible for determining whether any investment, security, or strategy is appropriate based on your or your clients’ financial situation and objectives. It is recommended that you consult an attorney or tax professional for advice regarding your specific legal or tax situation.
6. REGISTRATION
You must be a registered user to access the Site. To use the Services offered on the Site, WSP requires you to register and, once your registration is accepted by WSP, to create an account (“User Account”). You agree to provide true, accurate, current, and complete information during the registration process and to update that information as necessary.
7. SECURITY
If you register for the Site and Services and create a User Account, you will be provided with a username and password. You are responsible for maintaining the confidentiality of your password and for all activities that occur under your account. You agree to log out at the end of each session. In the event of any unauthorized use of your password or account, you agree to immediately notify WSP by emailing contact@WSPartners.ch. WSP will not be liable for any losses resulting from your failure to comply with this requirement.
8. USE OF THE SITE AND SERVICES
The Site and Services are intended for your personal use in accordance with these TOS. You agree not to copy, display, or distribute any part of the Site (including third-party content) without WSP’s prior written consent. You also agree not to use any automated devices (e.g., spiders, robots, data mining tools) to catalog, download, or reproduce any content from the Site or to exceed the access granted to you by WSP.
Illegal or unauthorized use of the Site and Services is a violation of these TOS. WSP reserves the right to take legal action to the fullest extent permitted by law.
9. USER SUBMISSIONS AND CONTENT
You acknowledge that all comments, messages, products, services, or other materials (“Content”) posted on the Site are solely the responsibility of the individual or entity from which they originate.
10. LINKS
Through the Site and Services, WSP or third parties may provide links to other websites, documents, or resources. WSP has no control over these external resources and is not responsible for their availability or content. You access such websites at your own risk and are advised to review their terms and privacy policies.
11. TERMINATION
WSP reserves the right to terminate your access to the Services and remove any Content at any time, for any reason—including failure to comply with these TOS. WSP may also discontinue all or part of the Services without notice. You agree that WSP will not be liable for any termination, interruption, or discontinuation of the Services.
12. DISCLAIMER OF WARRANTIES
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
(a) YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” AND WSP DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, TO THE FULLEST EXTENT PERMISSIBLE BY LAW; and
(b) WHILE WSP WILL MAKE REASONABLE EFFORTS TO MAINTAIN THE SERVICES, WSP IS NOT RESPONSIBLE FOR ANY DAMAGE, LOSS OF DATA, or other harm arising from delays, errors, unauthorized use, or any other issues with the Services. You are responsible for maintaining and backing up any data that may reside on the Services. WSP DOES NOT WARRANT THAT (i) THE SERVICES WILL MEET YOUR SPECIFIC REQUIREMENTS, (ii) THEY WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS OBTAINED FROM THE SERVICES WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, OR INFORMATION OBTAINED WILL MEET YOUR EXPECTATIONS, or (v) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED IS DONE SOLELY AT YOUR OWN RISK.
13. LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT WSP SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, including without limitation damages related to (i) the use or inability to use the Services; (ii) the cost of obtaining substitute goods or services; (iii) unauthorized access to or alteration of your data; (iv) the conduct of any third party on the Services; or (v) any other matter relating to the Services.
14. NOTICE
WSP may provide you with notices regarding changes to these TOS via email, postal mail, or postings on the Site. The TOS may be updated from time to time without notice. You are encouraged to review the latest version of the TOS regularly.
15. INTELLECTUAL PROPERTY & TRADEMARKS
You acknowledge that, except for content submitted by third parties, WSP is the sole owner of all text, images, software, scripts, graphics, audio, video, and interactive features on the Site (“WSP Content”). WSP holds all proprietary rights, including trademarks and copyrights, in the selection and arrangement of the WSP Content. The WSP Content is provided “AS IS” for your personal use only and may not be used, copied, reproduced, distributed, transmitted, or exploited without prior written permission from WSP. If you download or print any WSP Content for personal use, all copyright and proprietary notices must remain intact.
The WSP logos, trademarks, product names, and service marks (“WSP Marks”) are trademarks of WSP. You agree not to display or use the WSP Marks without our prior consent.
16. MISCELLANEOUS
Force Majeure – WSP shall not be liable for any delay, termination, or reduction in the Site or Services caused by events beyond its reasonable control, including but not limited to governmental action, terrorist acts, riots, fires, floods, accidents, earthquakes, electrical outages, telecommunication failures, Internet outages, computer viruses, denial-of-service attacks, network failures, explosions, embargoes, strikes, shortages, transportation interruptions, or work slowdowns.
Entire Agreement / Amendments – This Agreement constitutes the entire understanding between the parties regarding its subject matter. Notwithstanding the foregoing, these TOS may be modified from time to time by WSP.
Governing Law – This Agreement shall be governed by the substantive laws of Switzerland and enforced in the court of Geneva.
This document contains the entire understanding and agreement between you and WSP regarding your use of the Services. You may also be subject to additional terms when using or purchasing other services from WSP or third parties.
The Site is directed solely to professional investors residing in Switzerland. We make no representation that the materials provided on the Site are appropriate or available for use in other locations. Anyone accessing the Site from other locations does so at their own risk and is responsible for complying with local laws. WSP reserves the right to limit access to the Site by any person, geographic area, or jurisdiction at its sole discretion, and to limit the quantities of any service or product provided.
Privacy Policy
WSP IS COMMITTED TO YOUR PRIVACY. To learn more about the information we collect and use, the security of your information, and how and when we share it, please read the Privacy Policy below. This document governs your use of the Site and all Services offered through the Site.
This policy explains how WSP treats personal information and information about the company you work for, including data related to your previous use of our products and services. Personal information is data that can identify you and is not publicly available.
Information Collection and Use
WSP collects personal information when you register with WSP, use the Site and Services, visit pages on the Site, or access pages of certain partners. WSP may also combine the information we have with data obtained from business partners or other companies.
We use this information to customize the content you see, fulfill your requests for products and services, improve our offerings, contact you, conduct research, and provide reporting for internal and external clients. When you register, we may request details such as your name, email address, birth date, gender, postal code, and company demographics. Once registered and signed in, you are not anonymous to us.
WSP also collects information about your transactions with us and with some of our business partners. Our server logs automatically record your IP address, cookie information, and the pages you request.
Information Sharing & Disclosure
WSP does not rent, sell, or share your personal information with non-affiliated companies except to provide products or services you request, with your consent, or under the following circumstances:
We share your information with trusted partners under confidentiality agreements who provide support services for the Site. These partners may include the sponsors or distributors of the funds presented on the Site. Such companies do not have any independent right to use or share your information. We may also share aggregate, non-personal information with third parties (e.g., statistics about user demographics) that cannot be traced back to any specific individual. Additionally, WSP may disclose your personal information as required to respond to subpoenas, court orders, or legal processes, or to protect our legal rights or defend against claims. We may also share your information to investigate or prevent illegal activities, fraud, or threats to safety, or as otherwise required by law.
If WSP is acquired by or merged with another company, your personal information may be transferred and subject to a different privacy policy.
You will be notified when your personal information is collected by any third party that is not our agent or service provider, so you can make an informed decision about sharing your data.
Personal information collected by WSP may be retained indefinitely for business purposes.
Newsletters and Alerts
If you subscribe to our newsletters or alert system, we will use your name and email address to send you communications. You can unsubscribe at any time by following the instructions included in each communication or by contacting us at contact@WSPartners.ch.
Cookies
WSP uses cookies—small text files stored on your computer—to help recognize you when you return to the Site. This allows us to present you with customized web pages and options. You may set your browser to reject cookies or notify you when a cookie is sent.
We also use web beacons (single pixel images) to track page visits and assess the effectiveness of our materials. These may be used within emails to determine whether they have been opened.
Information stored in cookies may be linked to any personally identifiable information you provide on the Site.
Editing and/or Deleting Account Information and Preferences
You can edit your account information at any time. To delete your WSP account, please contact us at contact@WSPartners.ch. While your account will be deactivated immediately, some information may remain in our backup storage indefinitely, though it will no longer be publicly accessible.
Confidentiality and Security
Access to your personal information is limited to WSP employees and trusted partners who need the data to provide you with services. We maintain physical, electronic, and procedural safeguards that comply with regulations to protect your personal information. However, we cannot guarantee that your data will never be accessed or misused without authorization.
Third-Party Websites
WSP may provide links to third-party websites or services that are not governed by this Privacy Policy. We encourage you to review the privacy policies of those sites before providing any personal information.
Access to Personal Information
If you would like to review the personal information we have collected about you, please send an email from the address you used to register at contact@WSPartners.ch, and we will provide you with a summary along with an opportunity to correct or update your data.
Changes to This Privacy Policy
This Privacy Policy may be updated periodically. We will notify you of significant changes by sending a notice to the primary email address associated with your WSP account or by placing a prominent notice on the Site. Please review this policy regularly to stay informed about how we collect, use, and share your information.
